A Smooth Separation - Is it even Possible?

1 February 2021

Splitting from any relationship can be tough, but when you have been together for a while and share children, property, assets and debts, tough just got tougher. No matter how amicable a split starts out as, once important decisions need to be made and a new reality experienced, even the most level-headed of exes can fall out.


Whether you are married, in a civil union or have been living together in a de facto relationship for more than three years, the presumption is that relationship property is split 50/50 (unless a contracting out agreement was signed). However, when is life as clear cut as that?


  • Who is going to be responsible for the larger share of day to day childcare? How are the children going to be supported financially?
  • Who is going to stay living in the family home? Can they afford to pay the mortgage, bills, and maintenance, and insurances etc?
  • What is going to happen to the furniture? Is the other partner going to be compensated if it is not split 50/50?
  • What assets do you have? Do you have a business? Superannuation? 
  • Whose name are any debts in? Mortgage and credit cards are the most obvious shared debts but what about hire purchase agreements? 


When relationships end there is a huge amount of emotional and financial uncertainty. The temptation, especially if you want to end a relationship as swiftly as possible, is to rely on verbal agreements about child custody and assets etc.  However, situations and circumstances can change quickly, and problems arise when conversations are conveniently forgotten. Besides, verbal contracts can rarely be enforced should an ex not honour arrangements. 


So, what can you do?  One way to level the playing field is to have a separation agreement. A separation agreement gives both parties a degree of protection and stability during this difficult time. 


What is a separation agreement?



A separation agreement is a written record of when both partners agree the date the relationship ended (key information for dissolution) and the responsibilities they are going to have moving forward. A separation agreement is an unsung hero for separating couples, and its power should not be underestimated. 

How can a separation agreement help you?



  • Helps to keep relationship amicable and prevent future disagreements.
  • Saves time and money spent on lawyers
  • If successful, it can be used as the basis for your dissolution consent order


Dissolution court proceedings have a habit of turning even amicable separations acrimonious, so if you can iron out the differences before you get to court, you will find that the process is streamlined and so much less stressful (and cheaper too).


Being able to resolve key issues early on is especially important if you have children together. Reducing the opportunity for disputes to arise, separation agreements can help you move on with your life without the need for escalating conflict and legal costs – so yes, a smooth separation is possible, and we can help you negotiate the middle ground.


Weston Ward & Lascelles are leading family and divorce lawyers in Christchurch. We are passionate about helping our clients navigate their relationship breakdowns so they can reach the best emotional and financial position possible for their circumstances.  You may feel alone right now, but we are with you every step of the way. 


Contact us today to book an appointment with one of our Christchurch family lawyers.


A shopping cart with a model house in it.
13 June 2025
Purchasing property represents one of the most significant financial decisions you'll make in your lifetime. Whether you're a first-home buyer stepping onto the property ladder or an experienced investor expanding your portfolio, understanding the complete lifecycle of property acquisition in New Zealand is crucial for making informed decisions and avoiding costly mistakes. The property buying journey is far more complex than simply finding a house you like and signing papers. It involves multiple stages, each requiring careful consideration, professional guidance, and adherence to New Zealand's property laws . This comprehensive guide will walk you through every phase of the process, highlighting where professional property law expertise becomes essential. Stage 1: Initial planning and preparation Before you begin searching for your dream property, thorough preparation forms the foundation of a successful purchase. This preliminary stage involves establishing clear goals, understanding your financial position, and assembling your professional support team. Financial preparation extends beyond simply knowing how much you can borrow to buy a property . You must consider additional costs including legal fees, building inspections, insurance, rates, and potential renovation expenses. Some buyers underestimate or even forget these ancillary costs, which can significantly impact the budget and purchasing power. Building your support crew early is crucial. You'll need a mortgage broker or bank, insurance provider, and most importantly, a qualified property lawyer specialising in conveyancing who can answer your questions about buying property . In Christchurch, where earthquake-related property issues remain relevant, having experienced property law professionals becomes even more critical. These experts understand local regulations, potential hazards, and the intricacies of property law in Christchurch. 
A man and a woman are holding a model house in their hands.
28 May 2025
Learn how relationship property is divided after a split in NZ, including what happens to KiwiSaver. Know your rights & what to expect during separation.